Undisputed Debts     

     

Most debts are undisputed but can still be difficult to collect. 

When a creditor prepares and makes a Claim upon a debtor for a debt due, there is a set procedure to follow according to the type of debt as well as the type of creditor and debtor.

In the area of Debt Collection Litigation, the approach and methods used by the legal system show the necessity of the issue of full documentation by one side to the other as well as the importance of establishing communication with the debtor with the aim of rectifying the situation and reaching an agreement for payment of the debt.

At UK-Debtcollection.com, we are up-to-date with the relevant legal requirements and are experienced in handling collection of undisputed debts from the very start to the end. 

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.

 

 

When you, the creditor, are an individual consumer and a business owes you money 

At UK-Debtcollection.com, we are adept at making sure that businesses, large and small, honour their financial obligations to their customers or to their current/former employees as shown in Consumer-to-Business Debt Collection

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.     
 

The sections below on this page DO NOT APPLY where the creditor is an individual consumer.  

 

 

When creditor/claimant is a business 

Since the Courts expect every effort to be made so as to avoid legal proceedings in the Courts, when the creditor/claimant is a business, there is a Pre-Action Protocol to follow before starting legal action proper. It consists of a series of steps to be taken before you can take your debtor to Court.

Note that there is one Pre-Action Protocol to follow where the debtor/defendant is a business and a different Pre-Action Protocol to follow where the debtor/defendant is an individual.  

So, we start the ball rolling by using the appropriate Pre-Action Protocol, continue with the electronic submission of a Claim form via a secure direct link to the Court and then conclude the debt collection process through some or all of a  number of stages as applicable. 

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.

 

 

Pre-Action Protocol applicable where creditor/claimant is a business      

The Courts expect every effort to be made so as to avoid legal proceedings in the Courts.

Accordingly, there is a Debt Collection Litigation-Pre-Action Protocol to follow.  It consists of a series of steps to be done before you can take your debtor to Court.

If you are a Residential Landlord,  Pre-Action Protocol Tenant explains the simple and advantageous process.

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.      

 

 

Pre-Action Protocol where creditor is a business and debtor is an individual

This Pre-Action Protocol for Debt Claims applies to all debt claims where the creditor is a business, sole trader or public body against an INDIVIDUAL including a sole trader.
 

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.     

 

 

Pre-Action Protocol where creditor is a business and debtor is a business             

The Pre-Action Protocol applies to all debt claims where the creditor is a business against the debtor who is also a BUSINESS.

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.

 

 

Claim Form                             

After completion of the Pre-Action Protocol, it is time to start the legal action proper by submitting a Claim Form.    Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.

 

Notice of Issue         

Upon receipt of the Claim Form, the Court issues what is called a Notice of Issue

Along with the Notice of Issue, the Court sends out a Response Pack to the defendant. The Response Pack consists of three forms for the debtor/defendant to complete as appropriate.
 

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”. 

 

 

Request for Judgement - Judgement by Default                               

If the defendant chooses to ignore the correspondence or misses the deadline for its return to the Court,  you will get Judgement by default through a Request for Judgement and we are then able to enforce for you. 


Please see our Enforcement section for more details.

Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.

 

 

Proceed the right way                                      

Undisputed Debt Collection, though not as difficult as Disputed Debt Collection, is still an activity in which it is easy to make mistakes that turn out to be costly in terms of time and money.

The right legal forms and documents must be completed perfectly and within a certain time period. They may even need to be served to the debtor in person if contact by overland mail has proved fruitless. 

All this must be done properly or else Enforcement cannot even start.

At UK-Debtcollection.com, we have experience in all areas of Debt Collection. 

When payment owed to you is delayed, do not add to the delay by being tardy in starting the debt collection process or by making mistakes that will get your Claim dismissed by the Court.

Contact UK-Debtcollection.com at the first hint of late payment of a debt. You will find us friendly and down-to-earth. Instruct us to be your agent by just sending us this simple “Submit Debt Collection Litigation-Undisputed Debts Form”.